The Importance of a US Bank Account For a Non Resident


In this article we would try to examine some of the benefits of a US bank account to a foreigner or non resident. Why is it that everywhere you go online now be it at the forums or search engines, you see a lot of folks looking for information on this?

This has led to a lot e-books on the topic. Many people are writing and selling this info online. Yours truly even wrote and sold one some few years back. We want to examine some of the reasons for the attraction. What is so   unique  or attractive that many people online are now trying to get a US bank account even if it is a basic one like a savings account?

In answering the question, I want to start by saying the internet has changed nearly everything about the way we live. Gone re the good old day where it was okay to just live within the confines of your geographical locality. Not anymore! Everything has changed, thanks to the internet which has joined us all together to form the so called one global village.

In the past if you had a bank account in your locality, that was enough. Not anymore as you now could easily sell or work all over the world online via the internet. You could now set up a shop online and sell to people all over the world 24 hours a day, seven day a week and 30 days a month, in fact round the year.

With the above scenario, you need a financial system or solution outside of the one in your locality or country. You have now gone international. Hence he need for an account with banks and financial institutions outside your country. When then US and not pother countries? The answer is very simple. The vast majority of online companies, those that matters are all based or headquartered in the US. Just take a look at the top 10 web companies from Google, eBay, Amazon, Facebook, Yahoo, all these are US based.

When you are online working, trading or doing business, you want to be working with the companies that matters. They are all based in the US. When it comes to pay you is when you realize the complexity of the whole thing if you do not have a presence or at least a bank account in the US.

Take for instance you sell online and get your card payments via any of the 3rd credit card payment processing companies like ClickBank,,, PayPal,, you need a US bank account so that you can get your payment fast. They are all based in the US. Also take for instance that you are an Affiliate marketer, most of the Networks too like, Commission Junction, ClickBank, etc. are all US companies.

The difference between getting paid via a US bank account or its alternative solutions and the customary method of being sent a check is about an interval of 10 weeks. Incredible, but that is the reality on ground. If you have a US bank account, you are simply going to be paid by what they call direct deposits or ACH (automated clearing house) system.

This method takes just 2-3 days and mostly it is free of charge. But for all the others outside of the US who do not have a US bank account, a check would be cut and mailed to you. You get this check in 3-4 weeks depending on your location and then lodge it in with your local bank who again send it back to the US for collection. Remember the checks are drawn on banks in the US and not your local banks. This can take another 3-4 weeks to get back to the US.

In US it goes for clearing, and then if good it is credited to your local bank’s Agent or correspondent account in the US. The agent will now pass the credit to your local bank who in turn will credit your account. In all you would be looking at 10 weeks before you can get the money paid you by the US company.

So what is the solution? Get a US bank account if you want to flourish or make money online. Without this you are doomed and would sooner or later quit the Net out of frustration. I have a US bank account even as a non resident, what happens is that I am paid by ACH or direct deposits and when in 2-3 days the money hits my US bank account, I simply withdraw from a local ATM in my country using the ATM card that the US bank gave me.

This is the main reason many people online are looking for a US Bank account solution or its alternative. they want to receive the monies from their online endeavors cheaply and in a timely manner. They are other benefits like the savings on clearing your checks which could be in the region of $100-$150 per check. Add up that if you get 20-30 checks per annum.

With a US bank account it is easy to sell on eBay, and get paid by PayPal. A lot of people in the US (the number one market) online will find it easy paying you and so on. Hope you have seen some of the benefits of a US Bank account for a foreigner or non resident.


Designer Perfumes That Leave a Sweet Smelling Trail


Lovely is a women’s scent that smells of the fresh flowers and leaves a faint lingering trail from wherever she passes by. Women just can’t do without a fragrance as they all have a burning desire to smell good and look beautiful.

Though there are many different flowers used in making scents and perfumes but nothing can beat the smell of Rose which is the queen of flowers and has always been a favorite fragrance of the female genre in all ages. Nice smelling women’s perfumes help to stimulate the happy hormones that really make you more desirable and appealing. Women buy perfumes not as an accessory but as a part of their overall sense of self appraisal. Sweet scents ends up stimulating the happy hormones that keeps them up and about.

There are many brands of women’s perfume like Hugo, Boss, Calvin Klein and other designer perfumes and you also can’t ignore the sweet scent of the signature perfumes of celebrities that really make you smell classy. With the increase in awareness of the designer perfume brands women are becoming more and more attracted to buying the designer perfume brands that really end up making you the stylish women that you want to be.

Buying gifts for the special women in your life is really a very tough job as men are especially lost when it comes to selecting the best designer perfumes for the love of their life. They try to buy the one that appeals to them and makes their lady love look sexy and sensual. Buying men’s colognes and women fragrances are really great gifts for your family and close friends.

Designer brands have been developed for the fashion conscious women and the best thing is that they are not only available in perfume stores but can also be ordered through the online mode. It sure is the right of all women to look beautiful and smell beautiful too, so buying the perfect discounted fragrance will surely make her look more sensuous and appealing.

Most women are of the opinion that they have to pay a large sum of money for a good brand of fragrance but you can surely avoid this by shopping for discounted perfumes. Plus you also need to be careful as some of the stores that offer discounted perfumes actually offer imitation fragrances of the designer perfume brands so you need to be careful and visit the discounted stores that are reliable enough and sell genuine designer perfumes at discounted rates.

People who do not wish to overspend on designer brand labels can easily buy perfumes through the online medium as there are many cheap perfume stores online that really end up giving you the best affordable fragrances that you can get. You can also compare the price and brand of the perfumes as this is the only way that you can land up with the perfect collection of discount perfumes. Discount perfumes and discount colognes are being sold in the market at affordable prices and this is really done to meet the demands of the customers.


Online Jewellery Shops


Be it anything, these days it must be made available to be purchased online. This is what the latest online jewellery shopping trends are transformed into.

Just like any of the commodities that we think of buying online, fashionable, designer and colorful jewellery is also made easily available to be purchased online. To make the online jewelry shopping convenient rather possible for the buyers, there are many online jewelry shops settled. They permit and give out an ease for the jewelry shoppers with which they just log into the site and check for what all these shops have to offer them as variety.

Those who want to stick their choice with branded jewelry, have probably the best option to buy it online. The online jewellery shops hand out an assortment of jewelry pieces with loads of discount schemes. The best part about shopping from the online shopping store for varied jewelry items is that they work as the biggest time saver. Where street shops or moving out in market takes a lot of time and energy of the shoppers, the trend of online shopping has made things simpler.

Whether it is your idea of purchasing diamond jewellery or your choice rests with the selection of gold jewellery, the online shops give you loads of options to make a selection where one can check out a wide range of makes, styles, and types of jewellery ornaments.

Adding up other benefits to the list is the fact that these shops are set open 24 by 7 that favor any time shopping on the part of shoppers. They can check out for the stock and can place order as soon they find something of their likability and choice without considering the watch. No need to go from shop to shop to make a price comparison and to reach out for something better as all this is now facilitated with these online jewellery stores.

Carrying a piled up variety of diamond jewellery, gold jewellery along with other types of jewellery items, these shops stand as cheap, convenient source to make a purchase. Buyers are kept at an advantage to locate the cut offs, discounts and special offers that they can avail with their respective purchases which otherwise is difficult to trace while shopping in normal markets.

Buyers can clear their doubts before making the payment and can assure that the store from where one is buying the items is genuine.


TAB Sportsbet


TAB Sportsbet is truly your one stop shop for all your gambling and betting needs. It is one of the biggest limited companies in Australia and was officially owned by the Australian government, but over the 1990s they were privatised.

Recent estimates total $9 billion in wagered money every year through TAB Sportsbet.

Main Features of TAB Sportsbet

The details below is useful should you be in a position where you would like to open up an account with a sports betting agency, but are unsure as to who. The details below are some of the key points that I think is necessary when evaluating whether you would like to sign up to TAB Sportsbet.

  • They are a bookmaker type agency
  • There is currently licenses in both Victoria and New South Wales – both states in Australia
  • You can bet on sports, racing, and events such as political elections
  • You can bet live on the phone
  • There is a minimum bet of $1 via the Internet
  • There are a number of ways to deposit money into your account such as through Credit card, in person at a TAB retail outlet, Cheque, BPAY, Bank transfer, Australia Post
  • They accept currencies from the following countries; Australia, Europe, Hong Kong, Japan and the United States of America

More about TAB Sportsbet

Because the platform and the name is so widely trusted and accepted, this bookmaker has a lot of people wagering money. They have recently released an iPhone application through which punters can place their bets. I personally use this quite frequently and I really like how simple it is to understand, and how quick it is to place bets.

Onto their website, it’s quite simple and professional with everything clearly laid out so there is not too much confusion around – like there can be on some of their competitor websites. I personality like their video tutorials that walk you through how to place your first bets, and some more juicy stuff that you should know about their site and about betting in general.

These guys cover nearly all the major events in the world of sports, and a little beyond. Because horse racing is one of Australia’s biggest passions, the TAB Sportsbet put an emphasis on this type of betting.

Interesting the TAB had a massive dispute with Betfair in the mid 2000s – they were basically attempting to deny the company from getting a license in Australia. However the Tasmanian government granted access to a license in 2005.

TAB Sportsbet Promotional Codes

There are constantly new and exciting promotional codes available from the link below. These links will take you straight across to the Betwiser website. TAB Sportsbet are always trying to get new players to sign up and they really show this by the generosity of their promotions.

If you are planning on becoming a customer, I would strongly recommend only doing it when you have a promotional code so that you can maximise your value.


Six Reasons to Visit the Gold Coast


Discover many reasons why people should visit the Gold Coast in Sunny Queensland but this is just seven of them. As you will see each of these factors will be a great basis to visit, but it just happens to have all of these great benefits which makes it probably the most favored tourist areas Australia wide.

First purpose – The Theme Parks

Everybody wants to discover the big four theme parks – Dreamworld, Sea World, Movie World and Wet’n’Wild, band there are numerous more that are not as widely recognized. These theme parks just continue improving, and many people would want to see these some time in their lives.

Second basis – The beach locations

The Gold coast is full of wonderful beaches. The most used ones include Surfers Paradise, Broadbeach, Burleigh Heads, Main Beach, Duranbah, Snapper Rocks, Rainbow Bay and Currumbin. They all are uniquely amazing and potentially among the best beaches in the world..

Third basis – The Shopping

The shopping is great regardless of what your taste in shops. The key complexes include Robina Town Centre, Pacific Fair, Australia Fair and Harbour Town. There’s a big selection of shops from high end boutique shops to factory direct outlets. Worth visiting for everyone really. Retail therapy reigns supreme while your in the Gold Coast…

Fourth purpose – The nightlife

Who could go past the amazing night life within the Gold Coast? The nighclub hub is in Surfers Paradise mostly on Orchid avenue. There’s Hotels, Casinos, nightclubs, pubs and live music. The nights are certainly very wild in the Gold coast.

Fifth motive – The Hinterland

The Hinterland is a fast growing wine region which sports some great tasting wines. You can take winery tours and check out the many wineries within the area. There is so many wineries to visit you could spend days taking a look at them all. Great fun for all the happy tasters.

Sixth purpose – The sun.

The old saying, “Beautiful One Day, Perfect The Next” just keeps on ringing true, because there are many perfectly sunny days to relish. It is really invigorating to receive such perfect weather on a daily basis.

So clearly there are many reasons to vacation at the Gold Coast, and I am certain that you can expect to even find more than that when visiting. It really is a   unique  place.


The New Diablo Blanco Red Leopard Gecko


There is a new breed of leopards known as the Diablo Blanco which is genetically a pattern-less gecko with a complete red-eye. This new red-eye leopard gecko or the Diablo Blanco may or may not be all completely red, some possess only with one or more eyes being 50% of the solid red and the other one acquires the solid red color in both eyes.

Actually this new morph called the Diablo Blanco has three eye variations and only two body variants. As of now there are only two categories of this kind: the Blanco’s and the Diablo Blanco.

The Blanco is also a genetically pattern-less gecko, only they have the normal colored eyes of an albino. The head, body, and tail color is white. Although some Blanco’s may possess a yellowish color in their body, it may be totally wiped out through selective breeding of the next generation.

The other category is called the Diablo Blanco, this variety possess the complete or partial red-eyed color leopard gecko. Just like the raptor morph, there can also be a snake-eyed Diablo Blanco. That would mean that there could be one or more eyes that will have only half of the solid red color and there could also be a gecko with the two eyes being solid red. The best quality of this morph may possess a complete white skin from head to tail with two vividly solid red eyes.

How did these breed came about?

This is the result of cross breeding of the snowy white Tremper Albino “Blazing Blizzard” females with the best raptor male available as well as breeding those het offspring together. It is definitely not the cross breeding of two Blazing Blizzard’s with a pure Blizzard and miraculously came up with a new variety of a red-eye morph. Never yet in the history has that, two Blazing Blizzard geckos produced an all red-eyed leopards.

The Diablo Blanco variety, act as a recessive trait just like the other albino morph. When mixed together, they will produce the same characteristics, traits, and appearance of that of the parents.

The New Diablo Blanco red-eye leopard gecko is a new variety from trial breeding of hobbyist. With patience and painstaking observation of their pets they have finally produced a beautiful flawless white with the possibility of having two solid red eyes lizards. Producing your own new gecko variety greatly depends on your creativity. Study about these reptiles and try to cross-bred it yourself and be able to produce a unique and beautiful variety that can be called your own.

Find out more about this red-eyed leopard geckos; how to care for them and what to feed them. Are they the same with other leopard geckos?


Danger – Leather Soles of Shoes Can Be Treacherously Slippery



This article explains why you don’t want to wear leather sole dress shoes. The basic reason is that leather is slippery, even when dry.


Dress shoes must serve two functions. First, they should look dressy so that you radiate class and good taste to all who see you. This is especially important if you’re an attorney going to court or meeting clients. Your shoes and haircut will be inspected at these encounters. So you want your shoes to look dressy. Black leather is the best choice for the uppers of your shoes. But what about the soles?


Leather soles look great but are slippery, even on dry surfaces. Especially when new, they can be hazardous to your health because you can slip when walking on a hard floor, a street, or even a concrete sidewalk!

There are modifications that you can make to leather soles to render them a little less slippery, but these solutions are ultimately unsatisfactory. We’re talking about cutting a crisscross pattern into the leather soles with a sharp knife, or adding rosin to the soles the way boxers used to do to their boxing shoes. Neither solution is adequate. (Incidentally, most boxing shoes today are no longer made with leather soles, indicating that in the world of professional boxing athletes have learned the lesson of avoiding leather soles altogether.)


Rubber soles are better than leather because they provides superior traction on every conceivable surface, including ice and snow. With modern technology, there’s no reason why a dress shoe should have a slippery leather sole. For example, Florsheim provides F-LITE EMAX rubber outsoles on some cap-toe dress shoes. A slightly more casual example is the Nunn Bush Maxwell black leather dress shoe. One of the nicest designs is the Prada ebony leather logo detail cap-toe Oxford with rubber soles, which retailed for $472 in 2011. Other quality dress shoes are also available with rubber soles.

If a shoe’s rubber soles don’t look too sporty, that is, if they don’t have corrugations or obvious sneaker-like patterns that can be seen from the side, then they’re a good choice. A manufacturer who knows about the value of rubber soles and how they provide better traction, is a manufacturer who will also take care of other details, such a style and construction.

It’s incorrect to say that only a leather sole looks dressy. Rubber soles can be constructed to look as dressy as leather, and they’re significantly more comfortable and safer than leather. As image consultants for attorneys and people from all walks of life, we advise clients to not only look dressy but also to wear comfortable safe footwear, and this means well designed rubber soles.

Copyright (c) 2011 William Cane


How to Fight Cancer and Win – A Book Review


How to Fight Cancer and Win is a book written by William L. Fischer.

You might find this book interesting and useful. Despite being published in 1992, it remains (as of this writing) among the top 20,000 sellers on a popular book-selling site.

William Fischer worked for pharmaceutical companies in Germany. He later became a writer on natural healing methods and has traveled far to learn the healing methods that exist in different cultures.

In his book, How to Fight Cancer and Win, William doesn’t advise you to ignore your oncologist’s treatment plan. He does, however, give you plenty of information on how to supplement your fight against cancer. Flaxseed oil is part of that advice.

There is the very popular Essiac Tea that a nurse name Rene Caisse used to treat thousands of people with cancer. She received the formula from the Obijiway Indians. It consists of herbs that you can find at your local health food store.

Fighting cancer can be a tough battle to win. I have met two people who believe they have beaten their cancer through a powerful system called Falun Dafa. You can read more about these gentle but powerful exercises on the website.

You can download a book filled with stories of people that have overcome all kinds of illness here:

If you know of someone who has cancer, perhaps you should let him or her know about these resources. This article is for information purposes only. Nothing in this article is intended to diagnose, treat or prescribe for any health condition. If you have or suspect you have a health condition, contact your physician immediately. That is especially so for something like cancer.